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MicroCaps.ca Investment Scorecard
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By accessing and using this website, you agree to these terms of use. If you do not agree, please do not use this website.

Acceptance of terms

These Terms of Use govern your access to and use of the MicroCaps.ca Investment Scorecard website and all content, analysis, tools, and resources made available on it. By accessing this website, you represent that you have read, understood, and agree to be bound by these terms.

Permitted use

This website is provided for personal, non-commercial, informational, and educational purposes only. You may:

  • View and read the analysis and content on this website for your own personal investment research.
  • Share links to pages on this website.
  • Download or print pages for personal, non-commercial reference.

Prohibited use

You may not:

  • Reproduce, republish, redistribute, sell, or commercially exploit any content from this website without express written permission.
  • Represent analysis from this website as your own original research.
  • Use automated tools, scrapers, or bots to extract data from this website.
  • Use content from this website to create competing investment research products or services without permission.
  • Rely on this website as the sole basis for any investment decision — this website does not provide investment advice.

Intellectual property

All original content on this website, including the five-pillar analysis, scoring methodology, investment theses, written commentary, and layout design, is the intellectual property of the author. The Buffett/Munger investment framework is referenced for educational purposes; this website is not affiliated with, endorsed by, or connected to Warren Buffett, Charlie Munger, or Berkshire Hathaway Inc.

Company names, ticker symbols, and publicly available financial data referenced on this website are the property of their respective owners. Use of company names is for identification purposes only and does not imply any endorsement or affiliation.

No professional advice

Nothing on this website constitutes legal, financial, tax, accounting, or investment advice. The content is the personal opinion of the author and is provided for educational purposes only. You should seek qualified professional advice before making any investment, legal, tax, or financial decision.

Accuracy and currency

The analysis on this website reflects the author's independent assessment as of April 2026. Companies change, financial conditions evolve, and information that was accurate at time of publication may become outdated. The author is under no obligation to update any content on this website after its initial publication.

Disclaimer of warranties

This website is provided “as is” and “as available” without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The author does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of liability

To the maximum extent permitted by applicable law, the author and any affiliated persons shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content, including but not limited to investment losses resulting from reliance on any analysis presented here.

Governing law

These Terms of Use are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Ontario.

Changes to terms

The author reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website following any changes constitutes your acceptance of the revised terms.

Last updated

These Terms of Use were last updated in April 2026.

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For informational purposes only — not investment advice — April 2026